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What are the Parts of Medicare?

There are four parts of Medicare provided by the Federal Government and/or in combination with Medicare Approved private Insurance companies.

When you first sign up, you will hear the term "Original Medicare" which refers to Part A and Part B. Both parts are covered by the Federal Government.

  • PART A Hospital Insurance - Part A covers hospital stays (but not physician fees), a limited amount of hospital care in a skilled nursing facility, hospice care and home health care. Part A is free if you or your spouse has worked and paid taxes for at least 10 years.

  • Part B Medical Insurance - Part B covers physician services, inpatient and outpatient medical services, outpatient hospital care and diagnostic tests. Part B has a monthly premium which is deducted from your Social Security check.

  • Part C Medicare Advantage Plan - A Medicare Advantage plan combines Parts A and B into one policy. It also may offer additional coverage such as vision, hearing, dental and wellness programs. Prescription coverage (Part D) may also be included. This plan is provided by a Medicare approved private insurance company.

  • Part D Prescription Drug Coverage - Part D Plans help cover the cost of drugs. There are various plans available based on the type of medications you may be taking. Part D is provided by private insurance companies.

Experienced Senior Product Specialists in PA

Call the experienced Senior Product Specialists at Your Health Insurance Shop! We understand that Medicare can be confusing, so we ask the important questions and help you pick the right plan for your future.

 

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Your Health Insurance Shop can help you figure out the Parts of Medicare and which is right for you!

Other Insurance

In addition to supplemental insurance for seniors, we offer a variety of products of interest to older Pennsylvanians.  These include:

For more information on supplemental insurance for Medicare or on our specialized insurance products, call us today at 800-491-3642.

 
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